As an Active Home Loan Manager, uno stays on top of the best rates in market so you don’t have to.
New research released today by uno Home Loans has found Australians are wasting an estimated $4.2 billion annually on home loan waste. In other words, homeowners are throwing away billions each year largely because they – or their brokers – are not being proactive about shopping around for a better rate.
Research detailed in the uno Household Financial Waste
The cost of inaction
This bank loyalty – or inactivity – is costing Australian homeowners an exorbitant amount each year.
When it comes to home loans, one of the main barriers to refinancing is customers having to shop around or ask their broker to shop around for a better deal. Using data from its customer base, uno found 84% of homeowners would be more likely to refinance if they were alerted about not having the best deal for their situation.
It found the same number (84%) of people would be more likely to refinance if there was a service that automatically found and alerted them to cheaper loans tailored to their situation.
Enter uno’s Active Home Loan Management, which acts in the best interests of home loan customers. uno can proactively manage the home loans of Australians on their behalf, so consumers don’t have to worry about them.
There are 3 stages to the Active Home Loan Management service:
ANALYSE – uno will scan the market using our unique loanScore technology to check customers’ loans against thousands of home loan products in the market.
ALERT – When a customer’s potential savings hits their chosen savings threshold, uno will alert them that a better deal may be available and also send them regularly updates.
ACT – With the customer’s approval, uno will either renegotiate with the customer’s current lender or switch them to a better deal.
Already, loanScore customers have been shown to have a potential median 3-year saving of $5,200.
The cornerstone of uno’s Active Home Loan Management is its loanScore technology, which analyses a customer’s home loan against thousands of other loans in the market and enables customers to see how their loan compares. They can also see how much they could save if they take action to change it.
1 All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money
2. uno will check your home loan by comparing the most recent data you have provided uno about your current home loan against uno’s available lender data and calculating the loanScoreTM. Refer to for further details on how your loanScoreTM is calculated
3. Variable rate, owner occupier, P&I loan with LVR under 80%. Results are based on what you entered and should be used as a guide only. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply. We cannot recommend a product until we have double check that the home loan is suitable for you
4. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years.
UNO Brokers are available night and day for a quick review or your situation and bring expertise that will support better decision making that will save you time and money. Book in a quick call when it suits your busy schedule
Dealing with Scott Wilkinson was an absolute delight. Scott is tenacious, hard working and readily available. He made a very stressful process for me and my partner smooth sailing. Would highly recommend.
Andrew is the best broker I have worked with and one of the few people who understands the investment journey from both a personal and professional standpoint.
Andrew is an asset to anyone from a first home buyer to a seasoned investor.
Scott Wilkinson was my broker last year when I sought finance for a new property investment and refinance for my property port folio. He was an absolute delight to work with. He was always professional, on time and always available to talk at a moment's notice to discuss my credit options and give well considered advice; usually this was very much after-hours due to my work commitments during the day. He was always happy to talk. I had not used a mortgage broker in a long time opting to do the re-financing myself. This was primarily due to disappointing experiences I'd had with mortgage brokers in the past. However with the increasing complex nature of dealing with credit providers, I could see that I needed a good advocate to act on my behalf for this particular refinance. In all honesty I did not hold much hope that in the current credit environment I would be able to secure the finance I required for the new property investment I was wishing to secure. Scott found a way however and was able to secure the finance along with the refinance of my portfolio. I have since referred friends to Scott and I know they have been very happy with his work. He is ideal for property investors who have busy day-jobs and need someone who understands property investment strategy and is able to tailor credit advice and options to their needs. Scott provides this advice and information in a way that is clear and concise. He kept me up to date continually during the application process. He made what could have been a very stressful and frustrating process easy and straightforward. I could not recommend Scott and the team at UNO Home Loans more highly. They are all a delight.
We chose Uno Home Loans from their impressive web site knowing we were going to find it hard, on many fronts, to qualify for a home loan. We were incredibly fortunate to be assigned Mike Parsons as right from the get-go, despite the complexities, he hit the ground running for us. He was incredibly knowledgeable, with years of experience but what was immediately apparent and impressive was that he was totally invested in getting us over the line, doing absolutely everything possible, including working around the clock. Despite it being a relatively small loan in the order of things, Mike never missed a beat, getting docs ready, following up and answering every request from the proposed funder immediately. He kept us informed on progress the minute anything happened, and again if anything needed to be done, he was right on it. In short, we highly recommend Uno, and Mike, knowing what a remarkable job he did, over many weeks, to get us our loan. He got us a great deal, with far better rates than we expected, so we couldn't be happier. In fact, without doubt, you'd be hard pressed to find a more personable, sharp, hard working, dedicated professional who clearly prides himself on getting his customers standout results.
Scott and his team were just A-mazing. We felt supported through the whole process with the greatest quality and care. Every question answered right in time, or even before we asked. The process was smooth and we got the best outcomes we could have wished for.
Our mortgage recently came up for renewal, and with interest rates skyrocketing we were looking for ways to minimise the impact. Michael and his team were proactive and attentive. Michael spent time with us to understand our circumstances. He found mortgage options that worked with our current financial situation and longer investment plans. He presented clear options, providing guidance where needed. He and his team were helpful and responsive - streamlining the process and keeping us updated through the negotiations. In the end, Uno did the heavy lifting and secured a significantly better rate than our current bank offered, all with friendly, personal service. We would highly recommend UNO Home Loans.
I cannot help but congratulate Scott Wilkinson of UNO Home Loans for being an absolute credit to both his company and the entire loans industry. Scott is a truly rare gem of a broker in that he will not only go the extra mile to achieve for each customer the very best deal, but his knowledge of all and sundry within the industry is unsurpassed (you will see what I mean if you speak to him). Additionally, Scott has a clear passion for imparting his wealth of information with each customer, whereas the conversation with most other brokers would simply be over if they could not get you the best deal. For me, Scott Wilkinson of UNO Home Loans stands head and shoulders above the competition and I feel privileged to benefit both from his expertise and professionalism whenever it is time for a refinance or new loan.
Thank you Eren Tan for the amazing service and support. Our Loan was a little tricky and complex for other lenders but Eren managed to get it over the line in record time. His professionalism and dedication to our needs was exceptional. If you need a Loan no matter how complex your situation, make sure you contact Eren at UNO Home Loans.
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